Aslı Elif Aydın
İstanbul Bilgi Üniversitesi, İşletme Bölümü
Elif Akben Selçuk
Kadir Has Üniversitesi

Yayınlanmış 2016-08-22

Anahtar Kelimeler

  • Bireysel Emeklilik Planı,
  • Emeklilik,
  • Finansal Tüketiciler,
  • Finansal Planlama,
  • Kavramsal Çerçeve

Nasıl Atıf Yapılır



Bu çalışmanın amacı finansal tüketicilerin bireysel emeklilik planları ile ilgili kararlarına yönelik bir çerçeve sunmaktır. Özellikle, tüketicilerin bireysel emeklilik sistemine katılım kararı, yatırılan miktar ve varlıkların dağılımı ile ilgili kararlarını etkileyen faktörler gözden geçirilmiştir. Bahsedilen faktörler durumsal ve ruhsal faktörleri, kişilik özelliklerini, motivasyonu, finansal okuryazarlığı ve dış etmenleri içermektedir. Bu literatür taraması temek alınarak bireysel emeklilik danışmanları ve kurumlara emeklilik birikimlerini daha iyi anlamada yarar sağlaması beklenen bazı önermeler geliştirilmiştir.


İndirme verileri henüz mevcut değil.


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